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Financial Tools
& Calculators

Explore our financial tools and calculators to make informed decisions and take control of your financial future.

INSIGHTS

Welcome to our Resource Center, your go-to place for blogs, FAQs, tools, and calculators. Discover valuable insights and resources to help you make informed financial decisions.

Tools & Calculators

Financial Planning

Cash Flow — Get a better idea of where your money goes by creating a personal cash flow statement. 

Net Worth — Calculate what you own and what you owe – an important step in planning your financial future. 

Investor Profile — Understanding yourself as an investor is important when creating an effective investment portfolio. 

Education Planning

Start Education Planning Now — See how saving early can make a significant difference. 

Tax Benefits of an RESP — Discover how tax sheltered growth in an RESP can build a post-secondary school education fund for your children. 

Retirement Planning

Inflation and Retirement Income — Estimate how much more income you will need at retirement to maintain the standard of living that you have today. 

Will the Money Last? — Estimate how long your retirement savings will last if you make regular, annual income withdrawals and factor in inflation. 

RRIF Payment — Calculate your RRIF payment and see how long the funds with last. 

TFSA vs RRSP — Find out how your marginal tax rate, and whether you invest or spend your RRSP tax refund, affects the growth of your TFSA or RRSP. 

Investing and Taxes

Savings Growth — Estimate the future value of your savings by changing the investment amounts, rates of return and years of growth. 

Cost of Waiting to Invest — See how much more you will have in your retirement fund if you start investing now. 

Real Rate of Return — This tool determines the real rate of return on a taxable investment after taking taxes and inflation into account, and illustrates what the investments will be worth, in after tax dollars. 

RRSP Tax Savings — Estimate the tax savings on your RRSP contribution. You can enter three different amounts to compare the savings. 

TFSA vs Taxable Investment — Discover the tax-free growth advantage of investing in a TFSA instead of taxable investment. 

Income Tax — Estimate the taxes you owe based on your taxable income and the province you live in. 

Become an Informed Investor

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